A woman who has lived in her car with her dog for over a year claimed she was scammed out of $2,250 — all the money she’d saved to rent her own home — after falling for a fake Facebook listing.
Stephanie Thacker, known on social media as @sillysteph01, has worked as a DoorDasher while documenting her fight against homelessness on TikTok, where she has more than 90,000 followers.
On September 19, she posted a heartbreaking video crying hysterically outside a house in Georgetown, Kentucky, after realizing she had been ripped off from her savings.
“I’ve been living in my car for over a year to save all that money, and I sent it all to this person,” she explained between sobs. ‘I’m at the address and they’ve blocked me’ [on Facebook] and took all my money that I’ve saved for months.’
Stephanie Thacker, who is known on TikTok as @sillysteph01, claimed she was scammed $2,250 after trying to rent a house in Georgetown, Kentucky, which she saw on Facebook.
She works as a DoorDasher and has been living in her car with her dog for over a year to save money to rent a place of her own
Thacker explained that she went to the house to collect the keys but realized she had been scammed after the person who posted the offer blocked her
Thacker said she immediately called the police to file a report, but that it would be “more than a year before anything was done.” She also reached out to her bank, Chime, to dispute the charges and try to get her money back.
“The best part was that while I was standing there with the police, the real estate agent I could have bought showed up with someone else and gave them the keys,” she added.
Thacker shared more details about the alleged scam in a series of follow-up videos, explaining that she found the listing on Facebook and was told that the one-bedroom house was privately rented by its owner.
She said she sent the person who posted the fraudulent ad $50 for an application fee, $1,250 for a move, $200 for a stamp of approval on the lease, and $750 for a second month’s rent.
Thacker has documented her fight against homelessness on TikTok, where she has over 90,000 followers
She said she sent the person who posted the ad $50 for an application fee, $1,250 for a moving fee, $200 for a stamp of approval, and $750 for a second month’s rent.
In one of her captions, she explained that the woman told her she “had to” send the money first, because she would “print receipts and papers before she comes.”
She is also said to have been told she was unable to contact the broker due to COVID-19, which she believed at the time.
Thacker shared a screenshot of the lease she was given and said she was ready to move into the apartment when she went to meet the woman.
“She said she was on her way to give me the keys and sign in one go,” she claimed. “I thought this was normal and I will definitely NEVER make this mistake again.”
Thacker shared a screenshot of the lease she was given and said she was ready to move into the apartment when she went to meet the woman
She was said to have been told she could not contact the broker due to COVID-19, which she believed at the time
Thacker also posted images of herself going through the police report she filed.
Her story went viral last week after she shared another update on her situation, claiming that Chime had dismissed her case.
She included a screenshot of the alleged letter sent to her by the Chime Dispute Team in the clip which has been viewed more than 6.7 million times.
The message said that the company “concluded that no error had occurred” after its investigation and “deems this case closed”.
“It was $2,250 I lost,” Thacker concluded. “I really hope they needed it more than I did.”
Thacker said she immediately filed a police report and contacted her bank, Chime, to dispute the charges after realizing she had been scammed.
Thacker’s story went viral last week after she shared a new update on her situation, claiming that Chime dismissed her case
Thacker added a screenshot of the alleged letter the Chime Dispute Team sent her after she filed her claim
Chime responded to the post, writing, “We take this stuff seriously. We are investigating this and have just contacted you via email!’
However, it seems nothing came of it as she slammed Chime in her most recent video while sharing some of the negative comments she received about the company.
‘I don’t think it matters what the opinion of thousands of your customers is? Hundreds of comments saying the same happened to them,” she wrote in the caption.
“I’ve offered screened messages, written statements, police reports and nothing is good enough. I trusted this “bank” with my money, but now I agree with the other thousands of people who say: DON’T USE A CALL!’
DailyMail.com has reached out to Chime and Facebook for comment.